At Retiring America we always try to search for the best options for our clients and put together strategies that benefit them the most. Because we are independent we do not just represent one company's products but literally hundreds. This gives us the ability to search for the best products from dozens of top rated companies which creates tremendous competition in the market place motivating companies to give incentives to attract clients.

Many Americans have left their employer due to a job change or retirement and need to rollover their 401 (k) and are not sure of the best place to transfer it.

They also may not be aware of the returns they have been receiving in their IRA and might want to consider transferring their IRA in order to receive higher rates of return or simply to protect their account from the risk of loosing money due to stock market declines.

In reality there are hundreds of different options depending on the client's objectives where they can move their 401 (k) or IRA accounts.

At Retiring America we can guide you through all of the options and show you which one would be the best for you.

Did you know that you can receive up to a 5% premium bonus when you rollover your 401 (k) or IRA account?

That means if you have a 401 (k) or IRA account that is worth $300,000 simply by transferring it you can receive a 5% premium bonus making the value of your account instantly worth $315,000 on the day the account begins.

Some of the details are as follows:

• Receive a 5% premium bonus for transferring or rolling over your 401(k) or IRA.

• Protect the principle of your account and any previous gains you have received.

• Transfer your account without any IRS penalties or tax consequences.

At Retiring American we can guide you through all of the options and show you which one would be the best for you.

Our agents can show you a myriad of options available to you that most people aren't aware of. We specialize in 401(k) and IRA rollovers. We will make this process for you very easy to understand and give you painless alternatives than just leaving your account with your previous employer.